Saigon Times Online – Banks move on soft home loans

HCMC – As the property market has yet to recover and real estate sales by banks are still facing challenges, local lenders have continued to launch preferential home credit programs but with certain conditions.

Orient Commercial Bank has expanded a home loan program with rates from 13.5% per annum, or a three-percentage-point reduction. However, individual borrowers must have stable income of no less than VND12 million a month while business households must have operated for at least two years.

The bank offers the longest term of 15 years for this credit program and the maximum disbursement for a client is VND1.5 billion.

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