Who is suitable for mortgage refinancing?
Anyone that would benefit from lower interest rates as compared to pre-existing, netting off applicable transfer cost like legal and valuation etc.
When should I refinance my mortgage?
The typical refinancing interval is of every 2-3 years depending on the tie in period when you took up the loan. Customers with no lock in mortgages may still benefit as long as the savings outweigh the cost.
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